HVAC
HVAC Business Insurance provides financial protection for heating, ventilation, and air conditioning (HVAC) contractors and businesses. Since HVAC work involves installing, repairing, and maintaining complex systems, this insurance helps cover liability risks, property damage, and equipment loss.
What Does HVAC Business Insurance Cover?
General Liability Insurance:
- Covers property damage or injuries caused during HVAC installations or repairs
- Protects against claims like water damage from a faulty AC unit installation
Workers’ Compensation Insurance:
- Provides medical coverage and lost wages for employees injured on the job
Commercial Auto Insurance:
- Covers company vans and trucks used for transporting tools and equipment
Tools & Equipment Coverage:
- Protects specialized HVAC tools from theft, loss, or damage
Professional Liability Insurance:
- Covers claims of faulty installations, incorrect system recommendations, or contract disputes
Business Property Insurance:
- Protects your office, warehouse, or storage space from fire, theft, or natural disasters
Who Needs HVAC Business Insurance?
- Independent HVAC contractors
- Residential and commercial HVAC companies
- Refrigeration repair specialists
- Heating and cooling system installers
Protect your HVAC business from costly risks—get a customized insurance quote today!